Resources for Homeowners (Handouts)

Below are resources to assist homeowners with various projects such as pools and decks.



Zoning Application Guide


Legalizing Unpermitted Home Remodeling Work: 

The Situation:

You've remodeled your home without obtaining the necessary permits. Now, you're facing challenges selling or refinancing your property due to the unpermitted work.

The Best Course of Action:

Confess: Transparency is crucial. Disclose the unpermitted work to your real estate agent, potential buyers, and the building department.

Benefits of Confession:

  • Avoids legal issues: Failing to disclose can lead to lawsuits and other legal complications.
  • Maintains buyer trust: Honesty builds trust with potential buyers and avoids future problems.
  • Protects insurance coverage: Unpermitted work might not be covered by insurance in case of damages.

Potential Consequences of Confession:

  • Permit fees: You might need to pay fees based on the remodel's cost.
  • Code compliance work: The building department may require adjustments to ensure the work meets current building codes.
  • Approval delays: Obtaining permits and approvals can take time, potentially delaying the sale.

Additional Considerations:

  • Change of ownership doesn't legalize unpermitted work: The responsibility remains with the current owner.
  • Insurance limitations: Unpermitted work might be excluded from insurance coverage.
  • Permitting process: Gather necessary documents and sketches for the permit application.

Legalize Unpermitted Work Through Permitting 

Work based on the current code. Even if the work was done 5, 10, 15 years ago. The building code that will be used for reviewing the application is the building code that is in effect at the time of the submission of the application. Depending on the scope and location of the unpermitted work, approvals may be required from other departments (planning and zoning, water & sewer, health department).

PERMITTING PROCESS:

The following is required in order to apply for a building permit. We’ve used the example of a finished basement, however, the same requirements would be required for other construction projects as well;

  1.  A sketch, drawn to scale showing the layout of the entire basement, including unfinished areas. Show the location of all mechanical equipment, electrical panels, well pump, etc. Label the rooms or areas on the use of the space. Include dimensions on the sketch along with information on wall construction, insulation, ceiling height and type.
  2. Complete the building application online.
  3. For all concealed mechanical, electrical and plumbing work that is concealed we will require a letter from each trade contractor, on their letterhead with license number, verifying the work is done correctly and list any corrections performed. We still may require deconstruction to verify compliance and an application for a modification of the State Building Code may be required to waive required inspections.  
  4. There may be conditions that will require the removal of wall, floor and/or ceiling finishes as deemed necessary by the building official. Concerns may include lack of fire stopping, draftstopping, structural concerns, mechanical work, etc.
  5. Smoke alarms and CO detectors are required to be installed in all dwellings and shall be verified at the time of the inspection.
  6. All permits that are issued for work that is done without a permit will have the following notation: “CONDITION OF ISSUANCE: This permit is being issued to address construction work previously done without the proper permits and inspections. It is not known at this time if any violations of the Connecticut State Building Code exist, which must be remedied before a certificate of approval/occupancy will be issued. This permit should not be construed as approval of any portion of the work previously done.” 

Remember: While confessing might seem daunting, it's the most ethical and responsible course of action. It protects you from legal issues, maintains buyer trust, and ensures proper insurance coverage. By working with the building department, you can navigate the permitting process and legalize the unpermitted work, paving the way for a successful sale or refinance.